Disclaimer

Last updated: 29 October 2026

This disclaimer applies to cbigpt.com and the CbiGPT AI advisor (the "Service"), operated by Ajax Software LLC ("CbiGPT", "we", "us"), Ankerköz 2-4, 1061 Budapest, Hungary. By using the Service you accept this disclaimer.

AI-generated answers

CbiGPT's answers are generated by artificial intelligence from programme data, official sources and our knowledge base. They can be incomplete, out of date or wrong. Always check important points with your advisor and the official government source before you act, and rely on your written quote, not on a chat answer.

Not an official government website

CbiGPT is a private service. We are not a government body and no government has endorsed the Service. Only the relevant government authority sets each programme's rules, fees and forms, and only it decides applications. Official information and forms are available from those authorities free of charge.

General information only

Nothing in the Service is legal, tax, immigration, investment or financial advice, and it does not take your personal circumstances into account. Speak to a qualified lawyer, tax adviser or financial adviser before you invest or apply. Nothing in the Service is an offer to sell securities or any other regulated financial product.

Prices, fees and programme changes

• A price shown as "from" is the lowest qualifying route and usually depends on a condition, such as investment type, region or family size.
• Cost results are estimates for guidance, not quotes. Government, due diligence and professional fees, taxes and third-party costs are confirmed in a written quote before you commit.
• Real-estate routes require government-approved property. Holding periods, resale rules, rental returns and buy-back terms are set by the programme and the developer.
• Visa-free counts and passport rankings come from the Henley Passport Index and change over time; entry rules are set by each destination country.
• Processing times are typical timeframes, not guarantees.

No guarantee of approval

Each government decides every application at its own discretion after its own due diligence. We cannot guarantee approval, a decision date, or that a programme will remain open. Investments carry risk, including loss of capital.

Third parties and links

We introduce you to authorised agents, developers, fund managers, banks, lawyers and other providers, each responsible for its own services. Links to other websites, including our sister brands, are provided for convenience; each site has its own terms.

Restricted jurisdictions

The Service is not directed at anyone in a country where its content or services would be unlawful. Some programmes are not open to certain nationals or to sanctioned persons. You are responsible for complying with the laws that apply to you.

Limitation of liability

To the fullest extent permitted by law, we are not liable for loss or damage arising from your use of the Service or reliance on its answers or calculators, including indirect or consequential loss, loss of profit or loss of opportunity. Our Terms & Conditions also apply.

Contact

Questions about this disclaimer: chat@cbigpt.com.